🏠 ATTENTION FLORIDA HOMEOWNERS 🏠
Increase the safety of your home and save money doing it!
The My Safe Florida Home program aims to assist eligible homeowners with free wind mitigation home inspections and matching grants for fortifying their homes against hurricanes.
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No further obligations. Receive a report detailing the strength of your home and recommended improvements to increase the safety of your home.
The Department of Financial Service approved a matching grant to eligible homeowners up to $10,000 for qualifying hurricane safety projects.
For every $1 you provide, the state will provide $2 toward the actual cost of an authorized mitigation project, including roofing and windows.
Potentially lower your home insurance premiums by up to 50% by participating in the program, bringing significant savings for you over time.
The My Safe Florida Home program was established during the 2022 legislative session. It aims to assist eligible homeowners by offering complimentary wind mitigation home inspections and providing wind mitigation grants for fortifying their homes against storms.
Under this program, homeowners can potentially reduce their insurance premiums by obtaining a wind mitigation inspection, especially if they have not previously submitted a form to their insurance company. This inspection assesses the presence of various wind-damage mitigation features such as roofing materials, roof shape, storm shutters, and attachments like hurricane clips for walls and roofs.
Furthermore, homeowners who have undergone a wind mitigation inspection may qualify to apply for grant funds that match their own expenditures. The state will contribute $2 for every $1 spent by homeowners, up to a maximum of $10,000, helping them cover the costs of recommended improvements.
Receive a report detailing the strength of your home and recommended improvements.
When recommended by your inspection, state grant money has been available for home strength improvements.
Homeowners who have received a wind mitigation inspection can apply for a matching grant if they meet the following criteria:
Owners of site-built, single-family residential houses or townhouses have the option to apply for and receive an inspection without any obligation to apply for a grant.
You may apply for your free wind mitigation inspection by clicking here.
The Legislature has granted authorization to the Department of Financial Services (DFS) to offer matching grants to eligible homeowners for qualifying home hurricane mitigation projects. Homeowners can receive a matching grant of up to $10,000, covering the actual cost of the projects. Under this program, for every $1 contributed by the homeowner, the program will provide $2 in grant funds. Additionally, low-income grants have been raised from $5,000 to $10,000, providing greater financial assistance to qualifying homeowners.
When recommended by a hurricane mitigation inspection, grants can be utilized for the following improvements:
ROOFS AND STRUCTURES
* Please note that townhouses are not eligible for roof repairs.
OPENINGS
The Department of Financial Services will furnish a list of contractors who have agreed to participate in the program. Once applicants have been approved for their grant, they will be provided with this list of approved contractors to choose from.
Your inspection report will be uploaded to the system. After it has been reviewed and processed, you will receive an email notification. You can then return to your inspection account to access and submit your grant application if desired.
As stated in Florida Statute 215.5586, 2(b), all grants provided through the program must be matched on a ratio of $1 contributed by the applicant to $2 contributed by the state. The state’s contribution is capped at a maximum of $10,000 towards the actual cost of the mitigation project. In simpler terms, homeowners are required to contribute funds equivalent to 1/3 of the project’s cost in order to be reimbursed for the remaining 2/3, up to a maximum state contribution of $10,000.
For instance, if an applicant pays $15,000 for new impact-rated windows, their required contribution would be $5,000, while the state’s contribution would reach the maximum grant amount of $10,000. If the windows cost $9,000, the applicant would pay $3,000 and receive a state-matched reimbursement of $6,000. However, if the windows cost more than $15,000, the applicant would still only receive a maximum reimbursement of $10,000.
This site, mysafefloridahomeprogram.org, is managed by an authorized contractor for the My Safe Florida Home Program, and not the program itself. We provide assistance in applying for the program’s grant, but for the most accurate details, always consult with the official My Safe Florida Home Program website (mysafeflhome.com). The trademarks, logos and service marks (“Marks”) displayed on this website are the property of the My Safe Florida Home Program and other relevant parties. The use of them indicates our affiliation, not endorsement.
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